Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,663 4,663 4.66
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,663 Short Term Not Applicable 1,399 3,264

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.32 8.87 8.18 6.73 7.0 6.96
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.2 7.63 7.62 6.34 8.11 8.3
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.16 7.77 7.38 5.6 7.39 7.83
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.03 7.93 7.53 5.53 6.86 6.53
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.03 7.02 6.62 4.71 - 5.89
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.01 7.44 7.06 5.53 6.48 6.62
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 6.99 7.8 7.5 6.68 6.34 7.32
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 6.98 7.8 7.5 6.68 6.34 7.58
UTI Dynamic Bond Reg Gr 23-06-2010 1.55 6.16 7.29 6.93 8.33 6.68 7.66
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 5.99 7.46 7.39 5.95 - 6.76
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 5.98 7.06 6.67 4.64 - 5.16
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.9 7.48 7.17 5.41 7.57 7.88
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 5.75 7.12 6.93 4.87 6.77 5.83
SBI Dynamic Bond Reg Gr 10-02-2004 1.38 5.55 7.01 7.05 5.45 7.4 6.05
PGIM India Dynamic Bond Gr 12-01-2012 1.65 5.19 6.96 6.69 4.95 6.88 7.25
HDFC Dynamic Debt Gr 28-04-1997 1.41 4.66 6.53 6.6 5.75 6.19 7.97
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 4.58 6.32 6.53 4.83 6.28 7.43
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.24 6.97 7.29 5.14 6.91 6.75
Union Dynamic Bond Gr 13-02-2012 1.57 4.08 6.18 6.3 4.21 5.84 6.28
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.06 5.38 5.41 4.5 - 5.61
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 4.06 6.26 6.07 - - 5.32
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.64 6.63 6.55 4.46 6.89 7.43
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.76 3.49 5.47 5.54 4.05 6.04 6.69