Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,883 4,883 4.88
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,883 Short Term Not Applicable 1,465 3,418

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.85 9.48 8.33 6.87 7.0 7.02
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.96 7.98 7.27 5.66 6.59 6.66
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.79 8.61 7.93 5.7 6.82 6.56
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.65 8.09 7.55 5.66 7.31 7.87
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.53 8.27 7.61 6.8 6.24 7.35
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.53 7.92 7.67 6.38 7.97 8.33
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.52 8.27 7.61 6.81 6.24 7.6
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.16 7.26 6.76 4.68 - 5.92
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.91 8.27 7.65 6.1 - 6.86
UTI Dynamic Bond Reg Gr 23-06-2010 1.55 6.75 7.82 7.12 8.36 6.62 7.71
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.63 7.63 6.86 4.72 - 5.25
SBI Dynamic Bond Reg Gr 10-02-2004 1.41 6.37 7.58 7.35 5.53 7.35 6.08
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.31 7.67 6.99 5.0 6.73 5.85
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.86 7.49 6.78 5.01 6.79 7.3
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.6 7.79 7.06 5.45 7.52 7.9
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.18 6.81 6.64 4.89 6.22 7.46
HDFC Dynamic Debt Gr 28-04-1997 1.41 4.88 7.0 6.63 5.84 6.06 7.98
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 4.78 6.63 6.23 - - 5.42
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.66 7.43 7.42 5.22 6.88 6.78
Union Dynamic Bond Gr 13-02-2012 1.55 4.41 6.61 6.32 4.25 5.75 6.3
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.23 5.83 5.53 4.47 - 5.63
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 4.18 6.16 5.78 4.16 5.97 6.74
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 4.07 7.36 6.69 4.61 6.82 7.48