Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,365 4,365 4.36
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,365 Short Term Not Applicable 1,309 3,055

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.14 9.12 8.25 7.05 6.89 7.0
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.49 8.0 7.76 6.66 7.91 8.36
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.23 8.03 7.79 6.07 6.72 6.55
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.15 7.13 6.81 4.76 - 5.91
JM Dynamic Debt Reg Gr 25-06-2003 0.98 6.69 7.78 7.23 5.74 6.59 6.64
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 6.57 8.09 7.65 6.91 6.2 7.61
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 6.57 8.09 7.64 6.9 6.2 7.36
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.18 7.64 7.53 5.89 7.21 7.85
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 5.82 7.56 7.04 4.83 - 5.27
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 5.79 7.33 6.92 8.41 6.56 7.7
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 5.77 8.09 7.95 6.23 - 6.87
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 5.45 7.6 7.03 5.24 6.68 5.86
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 5.17 7.48 7.46 5.82 7.26 6.08
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.06 7.98 7.4 5.88 7.54 7.94
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.01 7.41 6.77 5.22 6.71 7.32
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 4.66 6.87 6.91 5.19 6.21 7.49
HDFC Dynamic Debt Gr 28-04-1997 1.52 4.36 6.98 6.76 6.08 6.05 8.01
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.34 6.11 5.83 5.17 - 5.74
Union Dynamic Bond Gr 13-02-2012 1.55 4.04 6.82 6.69 4.66 5.75 6.36
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 4.02 6.53 6.2 - - 5.38
DSP Strategic Bond Reg Gr 16-05-2007 1.21 3.78 7.39 7.48 5.57 6.86 6.81
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 2.94 5.98 5.95 4.36 5.91 6.76
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.08 6.98 6.73 4.85 6.72 7.47