Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 105,985 5,985 5.98
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 5,985 Short Term Not Applicable 1,795 4,189

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 9.2 9.0 7.99 6.95 7.11 7.01
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 9.08 8.57 8.04 5.76 7.03 6.6
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 8.37 8.16 7.97 6.59 8.18 8.39
JM Dynamic Debt Reg Gr 25-06-2003 0.98 8.26 7.99 7.26 5.73 6.68 6.67
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 8.26 8.18 7.6 6.91 6.42 7.64
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 8.26 8.18 7.59 6.9 6.41 7.39
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 8.06 7.94 7.58 5.75 7.45 7.91
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.68 7.18 6.56 4.61 - 5.94
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 7.54 8.25 8.0 6.31 - 6.96
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 7.46 7.61 7.11 8.28 6.84 7.76
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 7.1 7.75 6.98 5.14 6.95 5.88
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 7.09 7.53 6.77 4.81 - 5.28
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 6.9 7.62 7.82 5.66 7.55 6.1
PGIM India Dynamic Bond Gr 12-01-2012 1.64 6.71 7.5 6.8 5.19 6.95 7.37
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 6.63 7.78 7.15 5.75 7.76 7.95
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 6.6 7.24 6.58 - - 5.76
DSP Strategic Bond Reg Gr 16-05-2007 1.21 6.25 7.55 7.44 5.42 7.11 6.85
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 6.1 7.06 7.13 5.09 6.46 7.52
HDFC Dynamic Debt Gr 28-04-1997 1.52 6.06 7.22 6.88 6.06 6.3 8.04
Union Dynamic Bond Gr 13-02-2012 1.55 5.81 6.93 6.53 4.5 5.99 6.41
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 5.41 6.13 5.73 4.82 - 5.77
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 4.96 6.2 5.94 4.33 6.21 6.83
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 4.18 6.98 6.38 4.68 7.0 7.51